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SJB Associates Independent Mortgage and Protection Advisers
Local mortgage advice for Wellesbourne Warwick Barford Kineton Stratford-upon-Avon Alcester Shipston-on-Stour and the surrounding areas of South Warwickshire
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What our clients say

We are always very grateful for any feedback comments made by our clients, and these are the latest - the original letters are available for inspection.
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"Fantastic service, would recommend to anyone. Always communicated well with us and gave helpful and considered advice."

Mr & Mrs C G-K, Coventry
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"Fantastic service as ever, made the whole process so easy for me! Thanks Steve"


Miss M L, Bishops Itchington
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"Steve was very professional throughout. Nothing was too much trouble and he explained every aspect clearly and in easy to understand language - this was important to me as the mortgage process can be daunting and some terminology used confusing. Steve was always available when I had a question that needed answerinig and gave good unbiased advice.  I would not hesitate in recommending his services to others".

Ms N E, Stratford upon Avon
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"Excellent service. Took all the work and stress out of my hands and adapted to my changing circumstances. Honest and efficient at all times. Will definitely recommend to friends."

Ms J E, Stratford upon Avon
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"SJB Associates provided a 1st class service.  Steve was so helpful and adapted brilliantly to my changing circumstances. I would not hesitate in recommending Steve to people, he was excellent and a very nice chap!"

Mrs C P, Wellesbourne
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"I will certainly recommend SJB to anyone who asks regarding Mortgage advice. Extremely happy with your service".

Mr A S, Tiddington
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"We received an incredibly efficient service from Steve throughout the whole process.  Steve was happy to go through each stage of the process and provide helpful explanations prior to us proceeding with him as our advisor.  We could not recommend Steve more highly and are very appreciative of all of his help in the process of us buying our first home. Thank you!"

Mr P T & Miss P J, Evesham
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"Everything was explained well so that I understood the whole process. The whole process was easy and I was informed regularly of the progress. Highly recommended - thank you."

Ms S S, Lower Quinton
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"We have used SJB Associates over a number of years and always been very pleased with Steve's professional and friendly manner.  He always makes us feel incredibly important with this quick responses and we feel confident his knowledge and advice is second to none."

Mr & Mrs R H, Warwick
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"It is never easy dealing with such momentous things as financing a new home but Steven always made me feel relaxed and confident the process was moving forward positively"

Mr P M, Shropshire
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"I was very happy with the service provided."


Ms L M, Stratford-upon-Avon
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"SJB always professional & knowledgeable.  Highly recommended."

Mr R K, Cubbington
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"Friendly,flexible service.  Would recommend."

Mr & Mrs M D, Alcester
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"SJB Associates have provided a 1st Class Service.  We have had dealings with other Financial Services but SJB have proved outstanding in:- Communications, Advice, Knowledge of financial matters, Customer Care.  If we ever need further advice, we shall be in contact with SJB".

Mr & Mrs J T, Dorset
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"Whenever I rang Steve, he was always very helpful and courteous even when I was asking questions that were not relevant - he made me feel completely at ease.   I will recommend to family and friends."

Miss A A, Newark
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"Steve was so helpful from start to finish of our new mortgage application.  We were always kept well informed and nothing was ever too much trouble for him.  I would not hesitate in recommending Steve to people for any mortgage help/advice, he was excellent!"

Miss J B, Wellesbourne
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"Steve was a brilliant mortgage adviser who adapted brilliantly to our changing circumstances.  He was calm, thorough and always reassuring.  I really couldn't recommend him highly enough.  A true professional and a lovely man to boot!"

Mr R H, Surrey
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"Just wanted to say a very big thank you for all your help with the mortgage!"

Mr & Mrs S F, Stratford-upon-Avon
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"Just a little note to say a big thank you for all your help, support, guidance and hard work over the past several months. We really appreciated all of your efforts, and as first time buyers you helped us step-by-step, and made our dream of buying our new home a reality!"

Mr T S & Miss J W - Warwick
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"Thank you so much for all your time and effort in helping us purchase our first house. We are so grateful for your work, helpfulness, and for always explaining things so clearly. Above all you were always friendly with a fantastic sense of humour! We look forward to getting more advice from you in the future."

Mr & Mrs O P - Wellesbourne
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"Not only did Steve spend the time looking at various options and scenarios for us, he made sure we achieved the very best rate available.  The process was made painless and easy for us. 
A great service all round."

Mr & Mrs J P - Wellesbourne
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"Thank you for all your help support and advice - we would have been lost without you and your patience!
We will continue spreading the word about your services."

Mr L O & Miss E G - Henley-in-Arden
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"The service given by SJB Associates was exceptional.  As First Time Buyers, Steve's expert knowledge was invaluable to us.  Thank you, we will be sure to use them again."

Mr & Mrs R H - Warwick
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"We have always found Steve to be incredibly helpful and approachable.  We truly feel that he always has our best interests at heart and we will no doubt be asking for his help in the future."

Mr & Mrs E M - Stratford-upon Avon
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"We simply can not thank you enough for all your support, advice, work..... We have really appreciated it and will be recommending you to everyone. THANK YOU!"

Mr & Mrs D F - Hatton

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"Just wanted to say thank you for all your help, we are so happy in our new house - never thought it was possible! You helped make it happen!"

Mr S H & Miss R C - Coventry
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 "Steve is the best financial advisor I have dealt with, he takes time with you and explains things very clearly.  He is not a pushy salesman, which from past experience with other advisers is often the case.  I would have no reservations at all in recommending Steve to anyone."

Mrs E Z - Stratford upon Avon

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"I've sought advice from Steven on several occasions. I'm a returning customer and would recommend him to others because he takes time to explain things in layman's terms and doesn't mind going over things more than once to ensure I understand fully."

Mrs S W - Evesham
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"Steve has advised us before and we know him to be relaxed, humorous and effective. He solved the problem we had with the remains of an endowment mortgage with a method we could not have worked out for ourselves."

Mr & Mrs A G - Cumbria

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"Steve Ball is everything you would hope for in a financial adviser - honest, reliable and totally committed to your best interests. He explains everything very clearly and would never dream of applying pressure on you to make any decisions. Instead, he guides you and advises you to enable you to make your own informed choices"

Mrs R J - Stratford-upon-Avon
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" We were both extremely pleased by the help, advice and support which Steve provided. He is easy to talk with, very informative and relaxed. From the start my wife and I were confident that we had chosen the best financial adviser locally. The whole process was easy, totally stress-free, and I would highly recommend his services."

Mr & Mrs C - Wellesbourne
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" Steven has always been most helpful in every way possible he can be regarding my financial situations, and generally other things he can help with."

Miss E G - Barford

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"Always a pleasure to deal with, extremely helpful and understanding."

Mrs P J - Wellesbourne
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"I found Steve very polite and efficient. Everything was explained in layman's terms, and nothing was too much trouble".

Mr P B - Shipston-on-Stour
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" I am very grateful for Steve's expert help and guidance in finding me the best re-mortgage deal to suit my needs, and I would have no hesitation in recommending him."

Mrs G T - Wellesbourne
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" We are extremely satisfied with the advice given by Steve on our mortgage. He spent a lot of time going through various options and then advised on the best option, in his opinion, for us. Our final decision did align with his recommendations and we are totally satisfied with the product.
We would recommend to anyone who asked. Many thanks."

Mr & Mrs C - Stratford-upon-Avon
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"I found Steve Ball to be very helpful and he explained the policy I have taken out in the easy language that I would understand - no complicated talk.
I also found him friendly and approachable and easy to contact when needed".

Miss K M  - Stratford upon Avon


"Steven took the time to explain everything about mortgages starting from the basics, which was extremely helpful to us as first-time buyers. He could answer any questions we had, and offered excellent advice. He understood our financial situation, and was sympathetic to our requirements to keep repayments as low as possible. Steven was always easy to contact and willing to help, making our first house-buying experience a lot easier than we thought it would be.
We would have no hesitation recommending Steven to friends and family, and will no doubt be asking for his help again in the future"

Miss R C & Mr S H - Stratford-upon-Avon
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"Steven
spent a long time with us at the beginning ensuring that we understood everything, which was so helpful to us as First Time Buyers. No pressure was put on us at any time. Always easy to contact, helpful ,friendly and courteous."

 Mr S H & Miss R C - Stratford upon Avon


 "Steve, we would just like to say a HUGE thanks to yourself for the help and persistence that you gave us to buy the house. You do a fantastic job and make a lot of people very happy. We absolutely love the house and we hope to spend many years in it"

Mr S S & Miss J G - Norton Lindsey   
 


"Steve Ball has consistently provided me with a highly professional standard of service.  He is a man of his word and gives honest advice.  Steve will only ever give you advice based on what is the absolute best for your own personal circumstances - even if that means he sacrifices any gain for himself.  He is a rarity these days - a financial adviser with integrity". 

Ms R J - Stratford-upon-Avon


 "Steve (SJB Associates) provided us with excellent advice and support when we were looking for both mortgages and pensions.  Everything was explained in a straightforward manner and we felt completely in control.  We would recommend SJB Associates to anyone looking for financial services." 

Mrs L B-W - Nr Stratford-upon-Avon  


"I used Steve for my initial Shared Ownership Mortgage, and due to his excellent clear advice and service he offered I used him again when I came to re-mortgage.

He makes a difficult and sometimes confusing decision simple and straightforward, offering information in an easy to follow manner which allowed me to choose the right company and policy with confidence that I was making the right choices."

Mr J W - Stratford-upon-Avon 

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"We are very pleased with the service that Steve provided.  Steven clearly explained each step of the process and kept us both up to speed with the mortgage progress.  We would not hesitate to use/recommend him and his professional service in the future."

Miss C H & Mr D C - Lower Quinton


 "Steve has a very pleasant and personable approach.  He appears to be very knowledgeable in this field and is very clear in his explanations."

Mr & Mrs A - Kineton


 "I like many people looking at buying a house didn't really have time to go into every bank and building society to try and find the best deal for a mortgage - feeling pushed into something that I didn't really understand.

A good friend passed me on Steve's number. With meeting up with Steve everything was made a whole lot easier, he is a good listener and does what is best for you, no pressure!  Steve has found us the best deals which suited our needs and offered sound advice. Any questions were answered so that they were easily understood.  Steve is a very genuine person who has our best interests at heart.  I would recommend him to all my family and friends."

Mr W B - Coventry



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